Our Team

The people behind
your ISR cover.

Our team combines deep insurance expertise with real business experience. We specialise in Industrial Special Risks because complex commercial property deserves specialist attention.

Marel Pencev

Principal Insurance Broker

Marel leads placement strategy on the most complex end of the ISR book: large sums insured, multi-location portfolios, and high-hazard occupancies where heavy manufacturing, business interruption exposures, or difficult underwriting positioning are in play. He founded Tank Insurance after a career in banking, finance, and management consulting, and his experience as an investor and founder of multiple businesses shapes how he thinks about client risk. He also oversees placement across the team, stepping into negotiations where the wording, limits, or underwriter engagement need a senior hand.

Experience

15+ Years

Specialty

Complex ISR, Multi-Location Portfolios, High-Hazard Occupancies

Background

Banking, Finance, Management Consulting

Qualifications

Dip. Fin. Serv, RG146

Simonna Pencev, Legal Counsel at ISR Insurance

Simonna Pencev

Legal Counsel

Simonna's career spans construction and projects law with top-tier, national, and boutique law firms. She has worked with ASX-listed companies and Tier 1 construction firms. Her expertise in contract review and compliance is invaluable for ISR clients with complex property and construction exposures.

Experience

10+ Years

Specialty

Legal Oversight, Compliance, Contract Review

Background

Construction Law, Insurance Broking, Legal Tech

Qualifications

Bachelor of Law, Practising Certificate, RG146

Brady Henderson

Insurance Broker

Brady focuses on commercial property and entry-level ISR placements. He works closely with property investors, buyers' agents, and commercial landlords on single-location and smaller portfolio risks where ISR wording is the right fit but the exposure sits below the complex end of the market. His practical trade background helps him read a building and its occupancy the way an underwriter will.

Experience

7+ Years

Specialty

Commercial Property, Entry-Level ISR, Landlords

Background

Trade and Installation

Qualifications

RG146

Erika David

Insurance Broker Support

Erika specialises in mixed-use properties under ISR wording, particularly commercial-residential buildings where occupancy, construction, and tenancy mix all drive the underwriting outcome. Having overseen 20-25 property settlements monthly as a Relationship Manager, she brings strong operational discipline to quoting, renewals, claims support, and compliance on these hybrid risks.

Experience

5+ Years

Specialty

Mixed-Use ISR, Commercial-Residential Property

Background

Operations Leadership, Property Settlements

Qualifications

Currently studying RG146

Naman Satija, Insurance Broker Support at ISR Insurance

Naman Satija

Insurance Broker Support

Naman works closely with Marel on the larger and more complex end of the ISR book. He handles mixed-use ISR risks alongside manufacturing plants, hospitality venues and pubs, and warehousing exposures where the business interruption, stock, and machinery breakdown sections carry real weight. Previously he managed teams of insurance broker supports reporting directly to principal brokers, so he understands how a senior placement desk runs end to end. His Lean Six Sigma background keeps quoting, renewals, endorsements, and claims lodgement tight.

Experience

6+ Years

Specialty

Mixed-Use ISR, Manufacturing, Hospitality, Warehousing

Background

Insurance Operations

Qualifications

PGDM Business Analytics, Bachelor of Commerce, RG146

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Talk to our ISR specialists

Get expert advice on your commercial property insurance from a team that understands complex risks.

Expert Review: 18/04/2026

Verified by ISR Insurance Specialists